Mexico's Infonavit lowers housing credit minimum to 100 points

Infonavit launches T100 model allowing workers with 100 points to access housing credits.

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As of 2026-09-03 00:34 UTC. Market figures are as the cited sources reported them at that time and may have moved since. This is news, not investment advice.

On August 18, 2025, the Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) announced the T100 model, reducing the minimum score requirement for housing credits from 1,080 to 100 points. ^[1] The government of Tlajomulco de Zúñiga and the Instituto del Fondo Nacional de la Vivienda para los Trabajadores (INFONAVIT) agreed to coordinate efforts to consolidate federal and municipal social housing projects. ^[2] The T100 model is designed primarily for workers who earn between one and two minimum wages. ^[3] The T100 model provides access to housing with an approximate value of 600,000 pesos. ^[4] To qualify for the T100 model, applicants must not own another property, verified by a check of the Buró de Crédito. ^[5] Gerardo Quirino Velázquez stated that Tlajomulco has a high demand for dignified and accessible housing and prioritized advancing the recovery of abandoned homes to reduce crime and strengthen social fabric. ^[6] Municipal president Gerardo Quirino Velázquez and INFONAVIT director Octavio Romero Oropeza met to discuss actions for the integral recovery and reinsertion of housing in the municipality. ^[7] The governments agreed to address the issue of unpaid mortgages by restructuring credits since December of the previous year and creating a linkage window to assist affected families. ^[8]

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The government of Tlajomulco de Zúñiga and the Instituto del Fondo Nacional de la Vivienda para los Trabajadores (INFONAVIT) agreed to coordinate efforts to consolidate federal and municipal social housing projects. · El Informador

The T100 model is designed primarily for workers who earn between one and two minimum wages. · El Imparcial

The T100 model provides access to housing with an approximate value of 600,000 pesos. · El Imparcial

To qualify for the T100 model, applicants must not own another property, verified by a check of the Buró de Crédito. · El Imparcial

Gerardo Quirino Velázquez stated that Tlajomulco has a high demand for dignified and accessible housing and prioritized advancing the recovery of abandoned homes to reduce crime and strengthen social fabric. · El Informador

Municipal president Gerardo Quirino Velázquez and INFONAVIT director Octavio Romero Oropeza met to discuss actions for the integral recovery and reinsertion of housing in the municipality. · El Informador

The governments agreed to address the issue of unpaid mortgages by restructuring credits since December of the previous year and creating a linkage window to assist affected families. · El Informador

We could not place any of them by their address. None is an official body: that part stands on reporting, not on the underlying document or transcript.

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