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    "headline": "South Korean Banks' Bad-Loan Ratio Rises in Q2 Amid Sourced Debts",
    "dek": "South Korean banks' bad-loan ratio increased to 0.63% in Q2 2026 due to rising soured debts.",
    "prose": "South Korean banks' bad-loan ratio rose in the second quarter of 2026 from three months earlier due to a rise in soured debts, according to data released by the Financial Supervisory Service. [^1]\n\nThe Financial Supervisory Service reported on June 2, 2026, that South Korean banks' non-performing loans reached 18.9 trillion won, the highest level since June 2018. [^2]\n\nLoans classified as substandard or below (SBL) held by local lenders came to 18.9 trillion won (US$13.8 billion) as of end-June 2026, up 1.2 trillion won from three months earlier. [^3]\n\nSome 7.2 trillion won in loans were newly classified as soured in the second quarter of 2026, up 1.7 trillion won from the previous quarter. [^4]\n\nThe proportion of SBLs to the total outstanding loans came to 0.63 percent at the end of June 2026, up 0.03 percentage point vis-a-vis the first three months of 2026. [^5]\n\nNew non-performing loans from large corporations increased by 8 trillion won in the second quarter compared to the same period last year. [^6]",
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    {
      "statement": "South Korean banks' bad-loan ratio rose in the second quarter of 2026 from three months earlier due to a rise in soured debts, according to data released by the Financial Supervisory Service.",
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      "statement": "Loans classified as substandard or below (SBL) held by local lenders came to 18.9 trillion won (US$13.8 billion) as of end-June 2026, up 1.2 trillion won from three months earlier.",
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      "statement": "Some 7.2 trillion won in loans were newly classified as soured in the second quarter of 2026, up 1.7 trillion won from the previous quarter.",
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