{
  "story_id": "1442be32f67eb0185f61bc8f428b7b2a",
  "desk": "drm3",
  "revision": 1,
  "published_at": "2026-09-01T09:18:59.000Z",
  "content_hash": "6bb4a0e6b8417ba7db3c6c64e73c6e33f14a5f398e5bffefa95133f3cdfc845d",
  "hash_basis": "sha256 over `headline\\ndek\\nprose`, plus `\\n` + the canonical citations JSON when any source is placed, plus `\\n#blog` for blogs",
  "basis": {
    "headline": "Global Natural Disaster Losses Reach $450 Billion Annually",
    "dek": "Verisk analysts report global natural disaster losses total approximately $450 billion per year.",
    "prose": "Verisk analysts estimated that global annual losses from natural disasters amount to approximately $450 billion. [^1]\n\nThe Financial Times reported that annual global losses from climate change could reach $450 billion in a typical year in the coming years. [^2]\n\nExperts stated that approximately 62 percent of global disaster losses, or about $280 billion, are not covered by insurance. [^3]\n\nFinancial Times reported that analysts at Verisk calculated these global disaster losses. [^4]\n\nThe United States accounts for approximately $235 billion in disaster losses, caused by hurricanes, wildfires, and earthquakes. [^5]\n\nAccording to UN estimates, annual losses from natural disasters totaled $320 billion two years ago. [^6]\n\nVerisk Analytics data indicates that annual global losses from climate change will rise even further in catastrophic years. [^7]",
    "cited": "[{\"statement\":\"Verisk analysts estimated that global annual losses from natural disasters amount to approximately $450 billion.\",\"source\":\"Lenta.ru\",\"instrument\":\"News\",\"claim_key\":null,\"published_at\":\"2026-09-01T08:46:00.000Z\",\"publisher_count\":1,\"sources\":[\"Lenta.ru\"]},{\"statement\":\"The Financial Times reported that annual global losses from climate change could reach $450 billion in a typical year in the coming years.\",\"source\":\"TASS\",\"instrument\":\"News\",\"claim_key\":null,\"published_at\":\"2026-09-01T09:18:59.000Z\",\"publisher_count\":1,\"sources\":[\"TASS\"]},{\"statement\":\"Experts stated that approximately 62 percent of global disaster losses, or about $280 billion, are not covered by insurance.\",\"source\":\"Lenta.ru\",\"instrument\":\"News\",\"claim_key\":null,\"published_at\":\"2026-09-01T08:46:00.000Z\",\"publisher_count\":1,\"sources\":[\"Lenta.ru\"]},{\"statement\":\"Financial Times reported that analysts at Verisk calculated these global disaster losses.\",\"source\":\"Lenta.ru\",\"instrument\":\"News\",\"claim_key\":null,\"published_at\":\"2026-09-01T08:46:00.000Z\",\"publisher_count\":1,\"sources\":[\"Lenta.ru\"]},{\"statement\":\"The United States accounts for approximately $235 billion in disaster losses, caused by hurricanes, wildfires, and earthquakes.\",\"source\":\"Lenta.ru\",\"instrument\":\"News\",\"claim_key\":null,\"published_at\":\"2026-09-01T08:46:00.000Z\",\"publisher_count\":1,\"sources\":[\"Lenta.ru\"]},{\"statement\":\"According to UN estimates, annual losses from natural disasters totaled $320 billion two years ago.\",\"source\":\"TASS\",\"instrument\":\"News\",\"claim_key\":null,\"published_at\":\"2026-09-01T09:18:59.000Z\",\"publisher_count\":1,\"sources\":[\"TASS\"]},{\"statement\":\"Verisk Analytics data indicates that annual global losses from climate change will rise even further in catastrophic years.\",\"source\":\"TASS\",\"instrument\":\"News\",\"claim_key\":null,\"published_at\":\"2026-09-01T09:18:59.000Z\",\"publisher_count\":1,\"sources\":[\"TASS\"]}]",
    "kind": "news"
  },
  "receipt_verify": "Ed25519 over the dot-joined string `slice_hash.cursor_from.cursor_to.view.view_version.row_count`; public_key and sig are base64url of the raw 32-byte key / 64-byte signature",
  "receipt": null,
  "receipt_note": "this revision predates receipt-keeping (before v0.37.0); the filed row lives in the record",
  "generation_chain": {
    "wire": {
      "stream": "fountain_news",
      "story_id": "b640b5d15b8002091e55484cec0c6c24",
      "thread_id": "146ccc4a6099d38576f2802bb02e6611",
      "thread_label": "Verisk",
      "novelty": "UPDATE",
      "content_hash": "d49c2ff41a1f6d1763fd40fe5ff8267c841d735515d942932d41c303f00f5111",
      "last_published_at": "2026-09-01T09:18:59.000Z",
      "read_receipt": {
        "slice_hash": "ef980f5c5dd3f057ab21b12def548e1429e6bcfb0b3577b4bb57397327eac5f3",
        "cursor_from": "eyJ0cyI6IjIwMjYtMDktMDFUMDk6MTA6NTEuMDUxWiIsImlkIjoiIiwidiI6IjEifQ",
        "cursor_to": "eyJ0cyI6IjIwMjYtMDktMDFUMTA6MjY6MzUuMDAwMDAwWiIsImlkIjoiNzgyZTZlZjk4ZDcwMDhkYjZkZGI4M2ZhZTUyNDRkMzAiLCJ2IjoiMSJ9",
        "view": "v_fountain_news",
        "view_version": "1",
        "row_count": 100,
        "window_days": 3,
        "bytes_scanned": 12017721,
        "credits": 8,
        "price_per_100_rows": 8,
        "sig": "bXa46t0bnPuT7Ig6gtoV-06-j1VW8d8mBiIXWsV-Tw9xC_pGs1OWWr8FID7nv6hhdvhLHUtvhAYkC2ca7fyOBg",
        "public_key": "bMUigy8O0jOnBxQ4Sc-5lwhIZ8LQVAhxMbR7qESVuUE",
        "signer_path": "lakehouse/data-extract/v1",
        "alg": "Ed25519",
        "signed": true
      }
    },
    "written_at": "2026-09-02T21:10:56.186Z"
  },
  "cited_facts": [
    {
      "statement": "Verisk analysts estimated that global annual losses from natural disasters amount to approximately $450 billion.",
      "source": "Lenta.ru",
      "instrument": "News",
      "claim_key": null,
      "published_at": "2026-09-01T08:46:00.000Z",
      "publisher_count": 1,
      "sources": [
        "Lenta.ru"
      ]
    },
    {
      "statement": "The Financial Times reported that annual global losses from climate change could reach $450 billion in a typical year in the coming years.",
      "source": "TASS",
      "instrument": "News",
      "claim_key": null,
      "published_at": "2026-09-01T09:18:59.000Z",
      "publisher_count": 1,
      "sources": [
        "TASS"
      ]
    },
    {
      "statement": "Experts stated that approximately 62 percent of global disaster losses, or about $280 billion, are not covered by insurance.",
      "source": "Lenta.ru",
      "instrument": "News",
      "claim_key": null,
      "published_at": "2026-09-01T08:46:00.000Z",
      "publisher_count": 1,
      "sources": [
        "Lenta.ru"
      ]
    },
    {
      "statement": "Financial Times reported that analysts at Verisk calculated these global disaster losses.",
      "source": "Lenta.ru",
      "instrument": "News",
      "claim_key": null,
      "published_at": "2026-09-01T08:46:00.000Z",
      "publisher_count": 1,
      "sources": [
        "Lenta.ru"
      ]
    },
    {
      "statement": "The United States accounts for approximately $235 billion in disaster losses, caused by hurricanes, wildfires, and earthquakes.",
      "source": "Lenta.ru",
      "instrument": "News",
      "claim_key": null,
      "published_at": "2026-09-01T08:46:00.000Z",
      "publisher_count": 1,
      "sources": [
        "Lenta.ru"
      ]
    },
    {
      "statement": "According to UN estimates, annual losses from natural disasters totaled $320 billion two years ago.",
      "source": "TASS",
      "instrument": "News",
      "claim_key": null,
      "published_at": "2026-09-01T09:18:59.000Z",
      "publisher_count": 1,
      "sources": [
        "TASS"
      ]
    },
    {
      "statement": "Verisk Analytics data indicates that annual global losses from climate change will rise even further in catastrophic years.",
      "source": "TASS",
      "instrument": "News",
      "claim_key": null,
      "published_at": "2026-09-01T09:18:59.000Z",
      "publisher_count": 1,
      "sources": [
        "TASS"
      ]
    }
  ],
  "note": "A signature proves who filed this and that it has not changed since. It never makes a claim true."
}