{
  "story_id": "02a1a7ececfddcad4d171b76accbd7ee",
  "desk": "drm3",
  "revision": 1,
  "published_at": "2026-09-01T13:41:43.000Z",
  "content_hash": "b7f7e437ff668936a56b3f0f656ae26a3c66457bd1fbc3299bfc56fb119b5d17",
  "hash_basis": "sha256 over `headline\\ndek\\nprose`, plus `\\n` + the canonical citations JSON when any source is placed, plus `\\n#blog` for blogs",
  "basis": {
    "headline": "India Bank Credit Growth Jumps to 19.1% in July",
    "dek": "India's non-food bank credit growth nearly doubled to 19.1% in July, accelerating across industry, services, and agriculture.",
    "prose": "Reserve Bank of India data reported that non-food bank credit grew by 19.1% year-on-year in the fortnight ended July 31, 2026, compared to 9.9% in the corresponding period of the previous year. [^1]\n\nGold loans against jewelry accounted for 13.6% of all new non-food credit in the Indian banking system during the fortnight ended July 31, 2026. [^2]\n\nGold loans drew an incremental credit of Rs 90,888 crore during the first four months of fiscal year 2026 (April-July). [^3]\n\nThe Reserve Bank of India (RBI) released preliminary data on Tuesday stating that India's current account deficit widened to $4.2 billion, or 0.5% of GDP, in the first quarter of 2026-27. [^4]\n\nThe author argues that the critical problem is why a categorical assurance was given when the possibility of an early exit was already being discussed. [^5]\n\nThe figures are based on sectoral deployment of bank credit data collected from 41 select scheduled commercial banks, which account for about 95% of total non-food credit extended by all scheduled commercial banks. [^6]\n\nThe widening deficit was primarily driven by a higher merchandise trade gap, which increased to $86.1 billion in Q1 FY27 from $68.9 billion in the corresponding quarter of 2025-26. [^7]\n\nThe article states that the central issue is not whether the Reserve Bank of India was entitled to change its policy course. [^8]\n\nThe net outgo under the primary income account declined to $10.5 billion in Q1 FY27 from $13.3 billion in the year-ago quarter, mainly reflecting lower investment income payments. [^9]",
    "cited": "[{\"statement\":\"Reserve Bank of India data reported that non-food bank credit grew by 19.1% year-on-year in the fortnight ended July 31, 2026, compared to 9.9% in the corresponding period of the previous year.\",\"source\":\"The Times Of India\",\"instrument\":\"News\",\"claim_key\":null,\"published_at\":\"2026-08-31T16:06:33.000Z\",\"publisher_count\":1,\"sources\":[\"The Times Of India\"]},{\"statement\":\"Gold loans against jewelry accounted for 13.6% of all new non-food credit in the Indian banking system during the fortnight ended July 31, 2026.\",\"source\":\"The Times Of India\",\"instrument\":\"News\",\"claim_key\":null,\"published_at\":\"2026-09-01T01:54:21.000Z\",\"publisher_count\":1,\"sources\":[\"The Times Of India\"]},{\"statement\":\"Gold loans drew an incremental credit of Rs 90,888 crore during the first four months of fiscal year 2026 (April-July).\",\"source\":\"The Times Of India\",\"instrument\":\"News\",\"claim_key\":null,\"published_at\":\"2026-09-01T01:54:21.000Z\",\"publisher_count\":1,\"sources\":[\"The Times Of India\"]},{\"statement\":\"The Reserve Bank of India (RBI) released preliminary data on Tuesday stating that India's current account deficit widened to $4.2 billion, or 0.5% of GDP, in the first quarter of 2026-27.\",\"source\":\"The Hindu\",\"instrument\":\"News\",\"claim_key\":null,\"published_at\":\"2026-09-01T13:41:43.000Z\",\"publisher_count\":1,\"sources\":[\"The Hindu\"]},{\"statement\":\"The author argues that the critical problem is why a categorical assurance was given when the possibility of an early exit was already being discussed.\",\"source\":\"Deccan Herald\",\"instrument\":\"News\",\"claim_key\":null,\"published_at\":\"2026-08-31T19:33:07.000Z\",\"publisher_count\":1,\"sources\":[\"Deccan Herald\"]},{\"statement\":\"The figures are based on sectoral deployment of bank credit data collected from 41 select scheduled commercial banks, which account for about 95% of total non-food credit extended by all scheduled commercial banks.\",\"source\":\"The Times Of India\",\"instrument\":\"News\",\"claim_key\":null,\"published_at\":\"2026-08-31T16:06:33.000Z\",\"publisher_count\":1,\"sources\":[\"The Times Of India\"]},{\"statement\":\"The widening deficit was primarily driven by a higher merchandise trade gap, which increased to $86.1 billion in Q1 FY27 from $68.9 billion in the corresponding quarter of 2025-26.\",\"source\":\"The Hindu\",\"instrument\":\"News\",\"claim_key\":null,\"published_at\":\"2026-09-01T13:41:43.000Z\",\"publisher_count\":1,\"sources\":[\"The Hindu\"]},{\"statement\":\"The article states that the central issue is not whether the Reserve Bank of India was entitled to change its policy course.\",\"source\":\"Deccan Herald\",\"instrument\":\"News\",\"claim_key\":null,\"published_at\":\"2026-08-31T19:33:07.000Z\",\"publisher_count\":1,\"sources\":[\"Deccan Herald\"]},{\"statement\":\"The net outgo under the primary income account declined to $10.5 billion in Q1 FY27 from $13.3 billion in the year-ago quarter, mainly reflecting lower investment income payments.\",\"source\":\"The Hindu\",\"instrument\":\"News\",\"claim_key\":null,\"published_at\":\"2026-09-01T13:41:43.000Z\",\"publisher_count\":1,\"sources\":[\"The Hindu\"]}]",
    "kind": "news"
  },
  "receipt_verify": "Ed25519 over the dot-joined string `slice_hash.cursor_from.cursor_to.view.view_version.row_count`; public_key and sig are base64url of the raw 32-byte key / 64-byte signature",
  "receipt": null,
  "receipt_note": "this revision predates receipt-keeping (before v0.37.0); the filed row lives in the record",
  "generation_chain": {
    "wire": {
      "stream": "fountain_news",
      "story_id": "77844f151c3ce08e44f89a22a36e723f",
      "thread_id": "a412d2866a399f2e05d7b838ef6bfe71",
      "thread_label": "Reserve Bank of India",
      "novelty": "UPDATE",
      "content_hash": "306a3ca13b047d4060a554269ee1246c027d69ab493a86365d6e46e38629bdec",
      "last_published_at": "2026-09-01T13:41:43.000Z",
      "read_receipt": {
        "slice_hash": "7cc2cfeaa83a493f819c8993320c986b52ea8a4c8545b36b726e6545af56dd51",
        "cursor_from": "eyJ0cyI6IjIwMjYtMDktMDFUMTM6MTU6NDMuMDAwMDAwWiIsImlkIjoiZWQ3YWM5NzJhYmIyODNmNGU4ZGZlYzNkNWE2MjI1MmYiLCJ2IjoiMSJ9",
        "cursor_to": "eyJ0cyI6IjIwMjYtMDktMDFUMTM6NTk6MDkuMDAwMDAwWiIsImlkIjoiZjA1MmUxZjQ1NjYwMTY4NzA3Nzg2NDYyMzA2NDIzNWEiLCJ2IjoiMSJ9",
        "view": "v_fountain_news",
        "view_version": "1",
        "row_count": 100,
        "window_days": 3,
        "bytes_scanned": 12017721,
        "credits": 8,
        "price_per_100_rows": 8,
        "sig": "Tx-2k7FUXL9yhxRdwJcY-qYobOd77cCqgJGMy5gSwwA389Ny9iCT3Y-ihfvo1uzGXphQSnJrWjR6B4YuUg6sCQ",
        "public_key": "bMUigy8O0jOnBxQ4Sc-5lwhIZ8LQVAhxMbR7qESVuUE",
        "signer_path": "lakehouse/data-extract/v1",
        "alg": "Ed25519",
        "signed": true
      }
    },
    "written_at": "2026-09-02T21:37:47.366Z"
  },
  "cited_facts": [
    {
      "statement": "Reserve Bank of India data reported that non-food bank credit grew by 19.1% year-on-year in the fortnight ended July 31, 2026, compared to 9.9% in the corresponding period of the previous year.",
      "source": "The Times Of India",
      "instrument": "News",
      "claim_key": null,
      "published_at": "2026-08-31T16:06:33.000Z",
      "publisher_count": 1,
      "sources": [
        "The Times Of India"
      ]
    },
    {
      "statement": "Gold loans against jewelry accounted for 13.6% of all new non-food credit in the Indian banking system during the fortnight ended July 31, 2026.",
      "source": "The Times Of India",
      "instrument": "News",
      "claim_key": null,
      "published_at": "2026-09-01T01:54:21.000Z",
      "publisher_count": 1,
      "sources": [
        "The Times Of India"
      ]
    },
    {
      "statement": "Gold loans drew an incremental credit of Rs 90,888 crore during the first four months of fiscal year 2026 (April-July).",
      "source": "The Times Of India",
      "instrument": "News",
      "claim_key": null,
      "published_at": "2026-09-01T01:54:21.000Z",
      "publisher_count": 1,
      "sources": [
        "The Times Of India"
      ]
    },
    {
      "statement": "The Reserve Bank of India (RBI) released preliminary data on Tuesday stating that India's current account deficit widened to $4.2 billion, or 0.5% of GDP, in the first quarter of 2026-27.",
      "source": "The Hindu",
      "instrument": "News",
      "claim_key": null,
      "published_at": "2026-09-01T13:41:43.000Z",
      "publisher_count": 1,
      "sources": [
        "The Hindu"
      ]
    },
    {
      "statement": "The author argues that the critical problem is why a categorical assurance was given when the possibility of an early exit was already being discussed.",
      "source": "Deccan Herald",
      "instrument": "News",
      "claim_key": null,
      "published_at": "2026-08-31T19:33:07.000Z",
      "publisher_count": 1,
      "sources": [
        "Deccan Herald"
      ]
    },
    {
      "statement": "The figures are based on sectoral deployment of bank credit data collected from 41 select scheduled commercial banks, which account for about 95% of total non-food credit extended by all scheduled commercial banks.",
      "source": "The Times Of India",
      "instrument": "News",
      "claim_key": null,
      "published_at": "2026-08-31T16:06:33.000Z",
      "publisher_count": 1,
      "sources": [
        "The Times Of India"
      ]
    },
    {
      "statement": "The widening deficit was primarily driven by a higher merchandise trade gap, which increased to $86.1 billion in Q1 FY27 from $68.9 billion in the corresponding quarter of 2025-26.",
      "source": "The Hindu",
      "instrument": "News",
      "claim_key": null,
      "published_at": "2026-09-01T13:41:43.000Z",
      "publisher_count": 1,
      "sources": [
        "The Hindu"
      ]
    },
    {
      "statement": "The article states that the central issue is not whether the Reserve Bank of India was entitled to change its policy course.",
      "source": "Deccan Herald",
      "instrument": "News",
      "claim_key": null,
      "published_at": "2026-08-31T19:33:07.000Z",
      "publisher_count": 1,
      "sources": [
        "Deccan Herald"
      ]
    },
    {
      "statement": "The net outgo under the primary income account declined to $10.5 billion in Q1 FY27 from $13.3 billion in the year-ago quarter, mainly reflecting lower investment income payments.",
      "source": "The Hindu",
      "instrument": "News",
      "claim_key": null,
      "published_at": "2026-09-01T13:41:43.000Z",
      "publisher_count": 1,
      "sources": [
        "The Hindu"
      ]
    }
  ],
  "note": "A signature proves who filed this and that it has not changed since. It never makes a claim true."
}